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Archive for October, 2008


How to Manage Your Grocery Bill

It can be painfully clear: your grocery bill eats up a significant part of your monthly budget. Some families report that as much as 30, even 40 percent of their budget is spent on food items that they must have and simply cannot do without. Is your grocery bill unmanageable? If so, read on and we’ll take a look at ways you can trim the cost without trimming the food.

Clip those coupons - If you purchase name brand products then you know that many of these items can be very expensive. At the same time most brand name products also have coupons available to help you reduce your costs. Check your Sunday newspaper, your postal circulars; even get online for money saving coupons that are certain to help you save big.

Coupon specials - Some supermarkets will double, even triple your coupons. This means that 70 cent coffee container coupon could be worth as much as $2.10 once the coupon has been tripled. Not bad savings when the item cost you $4.99 to begin with. In many cases restrictions do apply; doubling and tripling is usually reserved for coupons of $1 or less.

Buy in bulk - You don’t have to belong to a warehouse club in order to save money, although that can certainly help. Many supermarkets will trim the price of a product by 10% if you buy that product in bulk. Get a case of 24 cans of tuna and see prices trimmed by 10%. Add in a money saving coupon and you can save even more money.

Shop the sales - Supermarkets use “come ons” to get you into the store to shop. Hit the end stands all around the store and you’ll find the best buys in full display. Stock up on what is on sale and you’ll save a lot. With some supermarkets an extra advantage is given to you if you have their store card.

Use a Rewards Card - Who would have ever thought about charging groceries? Well, you should! Rewards credit cards will often give you extra points if you charge your groceries. Redeem those points for gifts, airline miles, or cash back and you’ll save plenty over the course of one year.

Of course, the most obvious way to save on groceries is to not shop when you are hungry. Hunger pains have a way of tempting you into buying more than what you want, so eat a meal and then go shopping.

Joseph is the proud owner of Finance Portal, a website that will
explain everything you need to know about Credit Repair. We invite you to visit our site today and see what we have to offer.

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Devious and Deceptive Packaging

Have you read anything in the news lately about childhood
obesity, Jose Canseco and steroids, or fat free foods? Where is
the truth in any of that?

If only we lived and shopped in a pure world where labels told
the whole truth and nothing but the truth. But while consumers
rely on labels to make wise nutritional choices, food manufacturers use labels to sell their product. Remember when we used to read the label before making an informed purchase decision.

The two functions of a label — providing accurate information and enticing someone to buy the product — conflict and send mixed messages.One the one hand we read buy me and on the other is this product good for me?

Labels can be misleading, especially if you don’t learn to read between the lines and examine the fine print. today’s labels are very complex with statements that make claims or tout benefits that may not be true.Knowing what the words on the label really mean is a big step in learning to make nutritious and the right choices at the supermarket.

Through the years, the Food and Drug Administration (FDA) has
attempted to make sure that the food products made available to
the American public are safe for consumption. For most, the
likelihood of suffering a food or drug related illness is remote. That was until bio-terrorism threats reared its ugly head.

Yet, for those with specific food allergies or unique health
conditions, proper labeling on products is imperative in order to avoid potentially dangerous situations. The addition of
supplements and additives to food products poses another risk to consumers if it is discovered that the substance in question is harmful. It is therefore extremely important that consumers are made aware of specific dangers associated with food and food products, through accurate labeling, published warnings and their own investigation. Think about all the food products lately that have been recalled due to mislabeling at the manufacturers.

Here are a few popular product statements to consider:

No sugar added or low carb
The FDA has rules about labeling claims that specifically bar the use of “low” such as low-car yet it has not established a
standard for “low” for an ingredient or nutritional element (such as the standard for low fat)… So claims of low-carb on labels right now are actually illegal.

No MSG
MSG is sometimes hidden in food with labels that say “No Added
MSG” and “No MSG.”
Find out more at http://www.truthinlabeling.org/index.html

Got Milk? Well, is it really all its cracked up to be?
The latest claims are touting drinking milk as a way to lose
weight.
See http://www.stoplabelinglies.com/ and decide for yourself.

100% natural! Natural what?
A product label will state: “made with 100% natural ingredients,” or “made with 100% organic ingredients.” The “100%” claim often refers to one or two ingredients, which are “100% natural” or “100% organic” even if other ingredients are synthetic. So the bottom line is what is “natural” when it describes a product?

“Unscented” Yeah right, ever use any of these products?
That unscented product is many times worse that the scented variety. Anyway unscented is a misnomer — it does not mean “without chemical fragrances.” If an item is labeled “unscented,” it may contain a masking fragrance (which is a chemical fragrance designed to “block” the smells of other chemicals in the product) and additional toxic chemicals.

So the question remains — When is a product packaging misleading in its descriptions and are the manufactures deliberately deceptive? No one knows for sure. Let the buyer beware! It’s up to you the consumer to read the labels and make an informed decision as to the true benefits of a packaged product. Remember most products carry an 800 number on the package thatyou can call and ask about the product itself.

Every day a new issue related to packaging such as food security is in the forefront of the news? JoAnn Hines The Packaging Diva knows what business needs to know about packaging.
How has Walmart impacted the packaging industry? (The Diva knows.)
What is the fastest growing consumer segment for product packaging? (The Diva knows.)
Will new products on the horizon change the way we shop and eat? (The Diva knows.)
How can packaging protect us from an act of terrorism? (The Diva knows.)

If you need answers to these questions and many more related to the packaging industry email the PackagingDiva@aol.com

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Kids Shopping Cart Cars

Certainly by now you have seen those new ultra-long SUV type shopping carts, where the kids sit in the plastic car in front and pretend to steer down the isles? They are excellent for Store Managers as it keeps kids from pulling items off the shelves. This causes unnecessary spillage, product loss and time to clean up the mess. Makes a lot of sense and the kids seem happy, stay out of the way and do not get run over by fast moving shoppers like you and I. Zooom!

One thing you may not have thought of is that retail merchandisers are now putting kids type products on the lower shelves. And companies selling things that kids like pay to be on those lower shelves instead of only at the normal eye level of kids sitting in shopping carts, which is closer to the eye level of adults. This means they are freeing up some of that high rent space and able to put more items lower, which they can charge for also, this is helping their shelf space programs that they sell to manufacturers of retail products.

Those who sell products may wish to be thinking here if you are selling to spoiled children who are now riding lower in the carts yelling; “mommy, I want, want!” In essence the children’s department at the grocery stores is now split to two levels and the grocery stores are loving it in more ways than one. Think on this.

Lance Winslow

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